Broker Check

Who We Serve

Client Centered

Business Owners

Business owners face distinct challenges in financial planning, critical for their enterprise's longevity and prosperity. Our services cater to these specialized needs by guiding business owners through essential financial planning aspects. This includes ensuring business continuity during unforeseen events, creating retirement strategies for both the owners and their employees, implementing risk management and insurance solutions to safeguard against unexpected occurrences, and orchestrating a seamless succession plan. Furthermore, we assist in developing an investment and wealth management plan tailored to the owners' objectives and risk preferences.

Tackling these crucial facets enables business proprietors to effectively oversee their financial health, shield their assets, and lay the groundwork for the enduring success of both their commercial endeavors and personal financial well-being.

Client Centered

Executives

Executives often have complex financial situations that go beyond basic financial advice, touching upon sophisticated investment strategies, tax optimization, estate planning, and more. These services are tailored to address the nuances of executive compensation, including stock options and restricted stock, and to guide through retirement planning with instruments like 401(k)s, pensions, IRAs, and non-qualified deferred compensation plans. We also specialize in risk management strategies to mitigate the concentration of wealth in company stock and provide in-depth counsel on executive compensation management, focusing on stock option utilization and strategies for managing held company stock. Additionally, we navigate complex benefits packages to maximize wealth optimization.

In essence, executives need a wealth management approach as complex as their financial realities. Our comprehensive strategy, covering everything from investment management to tax planning, estate structuring, and beyond, is designed to assist them in reaching their financial goals amidst the intricacies of their roles.

Client Centered

Professionals

Financial planning for Professionals requires a tailored approach to address their unique financial landscape, characterized by significant student loan debt, a delayed start to earning income, and eventually high earning potential. Our services include effective debt management and refinancing options, comprehensive insurance coverage (including disability, life, and professional liability insurance), and strategic retirement planning with early contributions to tax-advantaged accounts. Additionally, we provide a diversified investment strategy, detailed estate planning, asset protection strategies to shield personal assets, tax planning to minimize liabilities, and education funding plans for future expenses. Given these complexities, professionals will benefit from the expertise of our financial advisors who specialize in ensuring a holistic and personalized financial plan that secures their financial well-being throughout their career and into retirement.

Client Centered

Families

Strata Advisors provide wealth management for families which encompasses a holistic approach to preserving and growing financial assets across generations, integrating financial planning, investment management, estate planning, tax strategies, and risk management. It involves setting clear financial goals, diversifying investments to optimize returns, structuring wealth transfer in a tax-efficient manner, employing insurance to protect against unforeseen events, and engaging in philanthropic efforts aligned with the family's values. Additionally, our services emphasize the importance of educating family members about financial literacy and establishing a governance structure to maintain the family's vision and values in financial decision-making. This comprehensive strategy requires the collaboration of family members with financial advisors, tax experts, and legal counsel to ensure the wealth contributes to the family's long-term well-being and legacy.