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Investment Management

We develop a diversified investment portfolio tailored to your financial goals and risk tolerance, regularly reviewing and adjusting asset allocations to optimize performance and manage risk effectively.

What Are Strata’s Investment Management Services?

What Are Strata’s Investment Management Services?

  • Client risk tolerance assessment
  • Investment portfolio creation, review, and analysis
  • College funding strategies
  • Retirement planning
  • Budgeting/cash-flow management
  • Estate planning strategies and wealth preservation analysis
  • Insurance product/policy review

What Are Strata’s Available Investment Options?

Through our broker-dealer, LPL Financial, we offer a complete selection of nonproprietary products, including:

  • Common and preferred stocks
  • Mutual funds and ETFs(Exchange Traded Funds)
  • Corporate, government, municipal and convertible bonds
  • REITS
  • Fixed annuities, fixed index annuities, and variable annuities
  • Retirement plans, including pensions, 401(k)s, and traditional, Roth, simple, and SEP IRAs
  • Certificates of deposit, treasuries, and taxable and tax-advantaged money markets
  • College savings plans
  • Life, disability, and long-term care insurance policies
  • Custodial accounts and trust services
How Does Strata Manage Money?

How Does Strata Manage Money?

Strata Financial Group has the benefit of being a fully independent advisory firm. Our clients’ best interest is always our intent. We have no ties to any one investment manager or investment product and act as a fiduciary to best manage your money. We can operate on a fee or commission basis as to what is most appropriate to the client. We will discuss a full range of options and the pros and cons before making a recommendation.

With over 25 years in business, Strata has developed proprietary research and portfolio management processes. Strata operates 6 risk-based mutual fund/ETF models for qualified and non-qualified accounts that are comprised of stock and bond funds. Strata also manages 1 individual stock model.

Strata maintains processes for both mutual fund and stock models that detail security research, investment selection parameters, portfolio allocation, portfolio goals, risk management and portfolio benchmarks.

Strata also will work with clients to build custom portfolios and include other products listed above where applicable. Certain clients and higher-net worth individuals need a more tailored approach and we have excelled at this over the years.

Risk-Based Mutual Fund/ETF Models

  • Aggressive
  • High Growth
  • Moderate
  • Balanced
  • Conservative

Retirement-Income Mutual Fund/ETF Models

  • Income with Conservative Growth

Stock Models

  • Strata-Stock
  • Qualified & Non-Qualified Model

Frequently Asked Questions About Investment Management

What is investment management?

Investment management is the process of building, monitoring, and adjusting a portfolio based on an individual's goals, time horizon, and risk tolerance. The objective is to align investment decisions with long-term financial priorities.

How do I know if my investment portfolio is properly diversified?

Diversification generally involves spreading investments across different asset classes, sectors, and investment types. A diversified portfolio may help manage risk, although diversification does not guarantee profits or protect against market losses.

What is the difference between active and passive investing?

Active investing involves ongoing investment selection and portfolio adjustments, while passive investing typically seeks to track a market index. Each approach has potential advantages and limitations depending on an investor's goals and preferences.

How often should my investment portfolio be reviewed?

Investment portfolios should generally be reviewed periodically and after significant life changes. Regular reviews can help determine whether investment allocations remain aligned with financial goals and risk tolerance.

What factors should I consider before investing?

Important considerations may include financial goals, investment timeline, risk tolerance, liquidity needs, and overall financial circumstances. Understanding these factors can help support informed investment decisions.

Can investment management help prepare for retirement?

Investment management can play an important role in retirement preparation by aligning investment strategies with long-term savings objectives and anticipated retirement income needs.

How much money do I need before working with an investment advisor?

The amount varies depending on the advisor and the services offered. Individuals often seek investment guidance at different asset levels when they want professional assistance developing or managing an investment strategy.

What should executives consider when managing investments?

Executives may face unique investment considerations related to compensation structures, stock-based incentives, concentrated positions, and retirement planning. Investment management can help evaluate these factors within a broader financial strategy.

What are the most common investment risks?

Investment risks can include market volatility, inflation, interest rate changes, economic uncertainty, and company-specific events. Understanding potential risks is an important part of developing an investment strategy.

Where can I find investment management services near Cleveland, Ohio?

Individuals in the Greater Cleveland area seeking investment management services may wish to look for a financial professional who provides personalized guidance, portfolio oversight, and long-term wealth management support.