Broker Check

Investment Management

What Are Strata’s Investment Management Services?

What Are Strata’s Investment Management Services?

Our financial planning services for individuals include:

  • Client risk tolerance assessment
  • Investment portfolio creation, review, and analysis
  • College funding strategies
  • Retirement planning
  • Budgeting/cash-flow management
  • Estate planning strategies and wealth preservation analysis
  • Insurance product/policy review

What Are Strata’s Available Products?

Through our broker-dealer, Osaic Wealth, Inc., we offer a complete selection of nonproprietary products, including:

  • Common and preferred stocks
  • Mutual funds and ETFs(Exchange Traded Funds)
  • Corporate, government, municipal and convertible bonds
  • REITS
  • Fixed annuities, fixed index annuities, and variable annuities
  • Retirement plans, including pensions, 401(k)s, and traditional, Roth, simple, and SEP IRAs
  • Certificates of deposit, treasuries, and taxable and tax-advantaged money markets
  • College savings plans
  • Life, disability, and long-term care insurance policies
  • Custodial accounts and trust services
How Does Strata Manage Money?

How Does Strata Manage Money?

Strata Financial Group has the benefit of being a fully independent advisory firm. Our clients’ best interest is always our intent. We have no ties to any one investment manager or investment product and act as a fiduciary to best manage your money. We can operate on a fee or commission basis as to what is most appropriate to the client. We will discuss a full range of options and the pros and cons before making a recommendation.

With over 20 years in business, Strata has developed proprietary research and portfolio management processes. Strata operates 5 risk-based mutual fund/ETF models for qualified and non-qualified accounts that are comprised of stock and bond funds. Strata manages 3 income-based mutual fund/ETF models for clients that are in their retirement distribution phase and need to take income on a yearly basis. Strata also manages 3 pure stock models.

Strata maintains processes for both mutual fund and stock models that detail security research, investment selection parameters, portfolio allocation, portfolio goals, risk management and portfolio benchmarks.

Strata also will work with clients to build custom portfolios and include other products listed above where applicable. Certain clients and higher-net worth individuals need a more tailored approach and we have excelled at this over the years.

Please see next page for infographics on our investment management process or contact us for more details on our process.

Risk-Based Mutual Fund/ETF Models

  • Aggressive
  • High Growth
  • Moderate
  • Balanced
  • Conservative

Retirement-Income Mutual Fund/ETF Models

  • Income with Moderate Growth
  • Income with Balanced Growth
  • Income with Conservative Growth

Stock Models

  • Growth Stocks
  • Growth and Income Stocks
  • Income Stocks